Organizations, Corporations, and Associations have exposures of building damages business property and business interruption losses. Our client’s include: Office buildings, churches, medical centers, hotels, malls, retail stores, industrial buildings and warehouses.
Don’t just make a claim. Build a case
Commercial property owners have duties not only under the insurance policy, but obligations to tenants, clients and other owners. The ability to address all facets of a loss when damages occur creates a complex environment for commercial policyholders. These policyholders are unilaterally committed over and above their normal work flow when damages arise.
We keep communication simple for you by having one single point of contact for you
One point of contact to investigate, research, coordinate, identify policy benefits, communicate effectively with the carrier, properly present the claim and provide settlement options is an asset.
Retain us as your experts
Most people have little familiarity with their insurance policy. Many have neither the time, much less the expertise, to undertake the complexity of filing an insurance claim that results in a satisfactory settlement. It is not the job, duty, or responsibility of your insurance company to discover the full extent of your loss. It is yours.
We are on your side. Let us represent you, for we are an insurance claims adjusting, appraisal, and construction consulting company committed to recovering every client’s loss as if it were our own.
Common residential claims questions
Replacement Cost Value (RCV) means replacing with materials of like kind and quality.
Actual Cash Value (ACV) is defined as replacement cost less depreciation.
Depreciation means a loss of value due to wear, deterioration, or obsolescence.
Additional Living Expenses (ALE) / Loss of Use is defined as expenses that would not have occurred had the loss not taken place. These are expenses over and above the normal expenses.
Total Loss is a loss that completely destroys or renders useless the insured property or completely exhausts the applicable insurance limit.
Direct Physical Loss – resulting immediately and proximately from the occurrence and not remotely from some other consequences or effects thereof.
Do you have any other questions?
Those impacted by Hurricane Irma should understand their obligations and the initial steps when making an insurance claim. It is simple to make the claim
On January 26, 2022, the Florida Association of Public Insurance Adjusters (FAPIA) issued a bulletin in response to recent action by Louisiana Insurance Commissioner, James