It’s not the insurance company’s job to prove your damages

Pat Garrett |

 July 24, 2021

Insurance claims are a product of hurricanes; Garrett Claims Group is part of the restoration process. Many policyholders rely solely upon the insurance company to direct them and value their damages but this is not the insurance company’s job! Your insurance policy states that you are responsible to prove your claim. You are entitled to hire a public adjuster or plaintiff attorney to represent your interests. Property insurance claims need proper detailing, management and resources to obtain an equitable settlement. Gaining a settlement is the end result; let Garrett Claims Group manage the heavy lifting to get you there – start to finish.

When damages occur we suggest the following:

  • Protect Property and Make Temporary Repairs:
    • Hire contractors for emergency services
    • Preserve the damages and mitigate.
  • Claim Notification:
  • Document:
    • Insurance Policy
    • Photographs
    • Receipts
  • Claim Investigation – on your behalf we:
    • Meet and provide access to insurance company representatives
    • Respond to correspondence and requests
    • Determine claim values and scope of repairs
    • Provide accurate, detailed damage reports
    • Procure and provide access to experts
    • Provide support in alternative dispute resolutions (Mediation & Appraisal)
  • Claim Presentation – we are licensed to:
    • Provide the insurance company your insurance claim and Proof of Loss
    • Identify policy benefits and discuss disputed issues
    • Negotiate a fair and justifiable settlement